2317 Easton Avenue Bethlehem, PA 18017-5099 Phone 610-691-0041 Fax 610-691-8624 E-mail service@btcu.org

Convenient Access:

Click here to do your BTFCU banking on the Internet. (Requires registration before using first time.)

Link to the new, improved Electronic Bill Payment site. (Requires registration before using first time.)

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to find ATMs that charge no fees to BTFCU members.

Click here for the CUNA Mutual Member Financial Services website.

Click here for an online Mortgage Application.

Click here to see BTFCU's Savings Accounts and Savings Rates.

Click here to see BTFCU's Loans and Loan Rates.

Find out how to join Bethlehem Teachers FCU.

Office Hours:

REGULAR HOURS:
Monday, Tuesday,
Wednesday, Friday:
9:00 a.m. - 5:00 p.m.
Thursday:
9:00 a.m. - 6:00 p.m.

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.

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Serving Members Since 1935

Spring Fix Up Home Equity Loan Sale

Fix up! Spruce Up! Brighten Up!

Spring Fix Up Home Equity Loan Sale at BTFCU

With Rates this low, now is the perfect time to get a Home Equity Loan to spruce up and fix up! Making home improvements can be a breeze when you have the funds to get the project done!

Plus we’ve fixed up our rates by discounting them by 1% (see chart, below). Apply today and we’ll get you set up with a loan that works for you.

Plus, during the Great Spring Fix up, you can get a $50 gift card when you get a Home Equity Loan with us. Hurry, this offer is only good through March 31, 2012. Click here for an application.

Borrowers must qualify. Ask for complete details.

HOME EQUITY LOAN (Special Rate Reflects 1% Discount)

Loan	Term	APR as low as*	Notes
HOME EQUITY	01-05 YR	3.49%	Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.
HOME EQUITY	06-10 YR	3.99%	Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.
HOME EQUITY	11-20 YR	5.49%	Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.

*APR=Annual Percentage Rate.
Your actual rate is based on your FICO/Emperica credit risk score.
[More on HOME EQUITY LOAN (FIXED RATE)