For your convenience, we WILL BE OPEN Friday, July 3rd (9 a.m. - 5 p.m.)
Closing or delay due to weather? Check WFMZ:
Cash Advance Loans
A Better Choice than Payday Loans!
Now, Bethlehem 1st FCU offers members an alternative to payday lending with a new short term, unsecured Cash Advance Loan.
Payday Loans, often made by check cashing agencies, are very high cost products. They may actually contribute to monetary shortages due to high interest charges and high fees that cut into the next paycheck.
The Cash Advance Loan is offered as an alternative to payday lending to members who are at least 18 years of age and legally able to enter into a binding contract. Members who are in good standing and have belonged to the credit union for at least 90 days may apply.
To help members establish a cash reserve to make ends meet in the future, the Cash Advance Loan requires that 10% of the loan proceeds be automatically placed into the memberís Share savings account.
To apply, ask any Member Service Representative at the Credit Union or call us at 610-691-0041.
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