2317 Easton Avenue
Bethlehem, PA 18017-5099

Phone 610-691-0041
Fax 610-691-8624
E-mail service@beth1st.org

Convenient Access:

Click here to do your Bethlehem 1st FCU banking on the Internet. (Requires registration before using first time.)

Link to the Bethlehem 1st FCU Electronic Bill Payment site.

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to find ATMs that charge no fees to Bethlehem 1st FCU members.

Click here for an online Mortgage Application.

Click here for an online Loan Application.

Click here to see Bethlehem 1st FCU 's Savings Accounts and Savings Rates. Click here to see Bethlehem 1st FCU 's Loans and Loan Rates.

Find out how to join Bethlehem 1st FCU.

For your convenience, we WILL BE OPEN Friday, July 3rd (9 a.m. - 5 p.m.)

Office Hours:

Monday, Tuesday,
Wednesday, Friday:

9:00 a.m. - 5:00 p.m.
Thursday:
9:00 a.m. - 6:00 p.m.

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.
Click here to go to the Beth 1st FCU Facebook page.
SITE INDEX
About Us
Applications & Forms
Bill Pay
Calendar
Canceled Checks
Car Loans
Checking
Contact Us
Credit Card
Debit Card
Dorney Tickets
Enterprise Car Sales
E-Statements
Fees
Gift Cards
Home Page
Hours
Insurance
Loans
Membership
Mortgages
Newsletter
Online Banking
Overdrafts
Privacy
Savings
Scholarships
Skip-A-Pay
Student Care Package
Technology Loan
Info on ATM (Star) Cards and VISA Debit Card Mortgages (BTFCU is an Equal Housing Lender)
Information on VISA Credit Cards
Your savings are federally insured  to at least $250,000 and backed by the full faith and credit of the United States Government. Click here to learn more about how you are protected by the NCUA.
Serving Members
Since 1935

Cash Advance Loans


A Better Choice than Payday Loans!

Cash Advance Loans are a better alternative to expensive Payday Loans.Now, Bethlehem 1st FCU offers members an alternative to payday lending with a new short term, unsecured Cash Advance Loan.

Payday Loans, often made by check cashing agencies, are very high cost products. They may actually contribute to monetary shortages due to high interest charges and high fees that cut into the next paycheck.

The Cash Advance Loan is offered as an alternative to payday lending to members who are at least 18 years of age and legally able to enter into a binding contract. Members who are in good standing and have belonged to the credit union for at least 90 days may apply.

To help members establish a cash reserve to make ends meet in the future, the Cash Advance Loan requires that 10% of the loan proceeds be automatically placed into the memberís Share savings account.

To apply, ask any Member Service Representative at the Credit Union or call us at 610-691-0041.

Maximum term: 90 days
Maximum loan amount: $500.00
Interest rate: 18% APR
Application Fee: $20.00 (may not be financed)
Income Requirement: Must have verifiable income for a continuous period of 6 months (proof of income is required).
Mandatory Savings: 10% of the loan amount will be deposited into the members Share account. This amount is added to the loan balance in addition to the amount requested and may not be withdrawn until the Cash Advance loan is paid in full. Loan interest paid on the 10% placed in the share account will be rebated to the memberís share account upon timely loan payoff. In the event the loan is charged off, any amount in the memberís share account may be used to offset the loan loss.
Other requirements: The cash advance loan must be paid in full prior to member application for another loan. Applicant may not be in the process of filing for bankruptcy. There is no minimum credit score requirement.
     

Copyright © 1999-2015 Bethlehem 1st Federal Credit Union.
Last Updated: 5/27/2015 10:13:00 AM Eastern Time